{"id":875,"date":"2011-03-04T10:40:47","date_gmt":"2011-03-04T10:40:47","guid":{"rendered":"http:\/\/gold-silver.biz\/sk\/?p=875"},"modified":"2011-03-04T10:40:47","modified_gmt":"2011-03-04T10:40:47","slug":"europske-banky-caka-druhe-kolo-testov","status":"publish","type":"post","link":"https:\/\/investicnyblog.sk\/gsi\/sk\/europske-banky-caka-druhe-kolo-testov\/","title":{"rendered":"Eur\u00f3pske banky \u010dak\u00e1 druh\u00e9 kolo testov"},"content":{"rendered":"

Financie. Z\u00e1\u0165a\u017eov\u00e9 sk\u00fa\u0161ky uk\u00e1\u017eu, ako banky zvl\u00e1dnu probl\u00e9my.<\/strong><\/p>\n

Spotrebitelia sa dozvedia, \u010di banka, v ktorej maj\u00fa ulo\u017een\u00e9 svoje \u00faspory, je bezpe\u010dn\u00e1. Eur\u00f3pske finan\u010dn\u00e9 in\u0161tit\u00facie (na sn\u00edmke \u0161\u00e9f ministrov financi\u00ed Jean-Claude Juncker), a teda aj matersk\u00e9 spolo\u010dnosti na\u0161ich b\u00e1nk, toti\u017e \u010dak\u00e1 druh\u00e9 kolo testovania. Vlani podrobili odborn\u00edci\u00a0testy\u00a0kritike. Zdali sa im m\u00e1lo pr\u00edsne. Tento rok by to malo by\u0165 inak.<\/p>\n

Druh\u00e9 testy
\n<\/strong>Eur\u00f3pski regul\u00e1tori za\u010dn\u00fa dnes testova\u0165 banky vo v\u0161etk\u00fdch 27 krajin\u00e1ch Eur\u00f3pskej \u00fanie. Testy, ktor\u00e9 sa zaviedli e\u0161te po\u010das kr\u00edzy, by mali uk\u00e1za\u0165, \u010di maj\u00fa banky dostatok kapit\u00e1lu. Ale tie\u017e to, \u010di by zvl\u00e1dli aj extr\u00e9mne negat\u00edvne podmienky v ekonomike. Ako by napr\u00edklad zareagovali na zv\u00fd\u0161enie nezamestnanosti \u010di spomalenie ekonomiky.<\/p>\n

Vlani testy \u00faspe\u0161ne zvl\u00e1dli v\u0161etky matersk\u00e9 spolo\u010dnosti na\u0161ich b\u00e1nk. Probl\u00e9my mali pod\u013ea o\u010dak\u00e1van\u00ed sk\u00f4r men\u0161ie \u0161panielske bankov\u00e9 \u00fastavy, tzv. cajas. Odborn\u00edci v\u0161ak tvrdili, \u017ee testami nemalo prejs\u0165 ove\u013ea\u00a0viacfinan\u010dn\u00fdch domov. Pod\u013ea nich zatajili banky napr\u00edklad to, \u010di vlastnia dlhopisy kraj\u00edn, ktor\u00e9 s\u00fa pova\u017eovan\u00e9 za rizikov\u00e9. Teda kraj\u00edn tzv. PIGS, Portugalska, \u00cdrska, Gr\u00e9cka a \u0160panielska.<\/p>\n

Vlani v\u00fdsledky testov\u00a0trhy\u00a0jednozna\u010dne neupokojili. „Ostatn\u00e9 kolo z\u00e1\u0165a\u017eov\u00fdch testov v minulom roku nedok\u00e1zalo odstr\u00e1ni\u0165 neistotu a zanechalo ur\u010dit\u00e9 pochybnosti, ktor\u00e9 doteraz \u0165a\u017eia d\u00f4veru vo\u010di eur\u00f3pskym finan\u010dn\u00fdm in\u0161tit\u00faci\u00e1m,\u201c zhodnotil v\u00fdsledky testov hlavn\u00fd ekon\u00f3m V\u00daB banky <\/strong>Zdenko \u0160tefanides.<\/p>\n


\nPr\u00edsnej\u0161\u00ed\u00a0pr\u00edstup
\n<\/strong>Scen\u00e1re, ak\u00fdm regul\u00e1tori banky podrobia, by mali by\u0165 pod\u013ea inform\u00e1ci\u00ed denn\u00edka Financial Times zverejnen\u00e9 po\u010das tohto mesiaca. Rovnako by v priebehu \u010fal\u0161\u00edch t\u00fd\u017ed\u0148ov mal by\u0165 zverejnen\u00fd aj\u00a0zoznam b\u00e1nk, ktor\u00e9 testom podrobia. Mali by v\u0161ak by\u0165 pr\u00edsnej\u0161ie. „Testy musia by\u0165 pr\u00edsnej\u0161ie, aby \u00fa\u010dastn\u00edci trhu vedeli lep\u0161ie odhadn\u00fa\u0165 riziko obchodovania medzi sebou,\u201c doplnil \u0160tefanides. Odhadn\u00fa\u0165 ko\u013eko b\u00e1nk testami prejde a ko\u013eko, naopak, nie, je pod\u013ea neho \u0165a\u017ek\u00e9. „Je v\u0161ak potrebn\u00e9, aby testy objekt\u00edvne uk\u00e1zali, ako na tom banky v skuto\u010dnosti s\u00fa,\u201c skon\u0161tatoval. V\u00fdsledky z\u00e1\u0165a\u017eov\u00fdch sk\u00fa\u0161ok by mali by\u0165 zn\u00e1me v j\u00fani.<\/p>\n

Autor:\u00a0Barbora\u00a0Bogn\u00e1rov\u00e1 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Zdroj:finweb.hnonline.sk<\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Financie. Z\u00e1\u0165a\u017eov\u00e9 sk\u00fa\u0161ky uk\u00e1\u017eu, ako banky zvl\u00e1dnu probl\u00e9my. Spotrebitelia sa dozvedia, \u010di banka, v ktorej maj\u00fa ulo\u017een\u00e9 svoje \u00faspory, je bezpe\u010dn\u00e1. Eur\u00f3pske finan\u010dn\u00e9 in\u0161tit\u00facie (na sn\u00edmke \u0161\u00e9f ministrov financi\u00ed Jean-Claude … <\/a><\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/posts\/875"}],"collection":[{"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/comments?post=875"}],"version-history":[{"count":1,"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/posts\/875\/revisions"}],"predecessor-version":[{"id":876,"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/posts\/875\/revisions\/876"}],"wp:attachment":[{"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/media?parent=875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/categories?post=875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/investicnyblog.sk\/gsi\/sk\/wp-json\/wp\/v2\/tags?post=875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}